You can cut your insurance premiums in half if you know how to shop around for insurance – that’s where we come in. Our Insurance Liaison does the shopping for you. Factors related to getting the best home insurance rates include:
Terminology and Mathematics
If your plan is to make an educated decision on insurance, you need to understand the terms used: their definitions, as well as synonyms and antonyms. Some examples of important terms to know are liability, collision, comprehension, and gap. A benefit of the internet is that you have the definitions at your fingertips, but you should always keep in mind though that insurance definitions may differ from general/common definitions.
Once you have a good understanding of the terms, move on to mathematics and statistics. Look at your financial situation, the value of your assets, how much money is needed to protect those assets if someone is permanently damaged at your expense, and the probability of an accident occurring for each line item or coverage point on the plan.
What Affects Rates
The factors that affect rates include: deductible amount, claims, type of vehicle, age of roof, theft deterrent systems, safety devices, location, multiple policies, payment plan, previous claims and credit score. If you are shopping for car insurance and have traffic violations, find out when they come off your record. Ask about discounts from the insurance provider and what it would take to qualify.
Our Insurance Liaison will help you make an educated decision, and navigate the insurance path. Our team works for you, and NOT the insurance providers, so they shop around and compare policies and will explain the similarities and differences in a language that you can understand – all while working in your best interest.
Let us start shopping to find the best insurance solution for you. Call our Insurance Liaison, Nicole, at 778-817-0213 or toll-free at 1-855-590-6520. Insurance Services provided by InsureLine Brokers (Auxilium).