We can tell you from experience that those wishing to purchase or refinance a home with bad, bruised or a lack of credit will find the process nothing less than overwhelming!
They quickly discover that not only does their credit score have an impact on the rates they can expect to pay, but equally as important, it will either increase or limit their selection of lenders and products significantly. In a nutshell, if you have a great score the world is your oyster. If you have one that’s battered, then you’re left scavenging for scraps.
We can further tell you that these folks typically fall into two camps, the first of which is those who have simply given up on the whole process and couldn’t be bothered to do anything about their credit anymore. Or the second group, the ones who genuinely want to change things but don’t know where to start. If you’re part of the first, sorry nothing we can do to help, we don’t have any magic bullets. But if you’re part of the second, you’ve come to the right place.
At Auxilium, we know “that sometimes bad things happen to good people”, and with a little help, the ship can be righted again. That’s why our credit coaches play an integral part in our unique “Rent No More in 24” program. Your credit coach will work “hand in hand” with you, not only to help identify your credit challenges, but more importantly, to offer solutions to remedy them. Their goal is to make either purchasing a new home, or refinancing your current home with the most favourable terms available, a reality.
So take the next step and contact one of our credit coaches today!