This report is the basic detailed report that lists all your debts, collections, judgments, and inquires made about you. It is written in plain English (or French) and is easy to follow. You can get this for free by mail, or online for a small fee. You should monitor this report at least twice a year.
If you see an error on your report, report it to the credit bureau Consumers wishing to dispute items on their credit files. You can do so by contacting the Credit Bureau directly.